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Details On The Current Account By Lloyds TSB.

Lloyds TSB are currently offering the Classic Plus Current Account with a good interest rate if you can pay in at least £2000.00 per month. Once below this figure the rate drops slightly, but is still very competitive at 4.00% AER. This account is great for people who will have a balance under £5000. If you keep over £5000 in your current account, the interest rate drops significantly to 0.01%.

 
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  • Interest rate - 4.00% AER* on the first £5000.00 of balances. To qualify, you will need to log on to Internet banking at least 3 times every 3 months and pay in a minimum of £2000 per month. If you pay in less than £1000 per month, you receive 3.75% AER.
    **Balances over £5000 earn interest of 0.01% AER**
  • Overdraft details - 15.4% EAR standard rate.
  • Overdraft interest rate - 15.4% Subject to approval.
  • 24 hour support? - Yes 24 hour telephone support for account queries and lost or stolen cards. For Internet banking queries you can use their online help facility 24/7 or telephone during these times: 7.00am til 10.00pm Mon To Fri + 8.00am til 6.00pm Sat and Sun .
  • Other Information - If you pay in £500 - £1000 a month, you are eligible for the Lloyds TSB Classic account (interest 0.10% )
  • Commission free travel money
  • A Visa debit card
  • Hassle free transfer when you move your account to LLoyds TSB.
  • You can bank online or by telephone.
  • Current Special Promotion - Lloyds TSB are also offering you £50.00 deposited into your account when your online account is opened.

**  AER stands for annual equivalent rate and illustrates the rate if it was paid and compounded each year
 

 

 

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Click On The Links Below For Details Of The Current Accounts Offered By These Providers

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Welcome to Compare Best Online Current Account UK. An online current account, or bank account is a popular and flexible way to manage your funds. You can have your salary paid into your account, transfer money, set up standing orders, pay bills and have all the features you would expect from a current account. To add an incentive to this all the banks featured on this website are offering you excellent interest rates on your money.
                                     Although just about every bank now pays you interest on your funds, all the banks featured here at Compare Best Online Current Account UK offer you high interest rates on your money, and excellent services tied into your account. They all offer secure log-ins for your internet bank access and of course, first rate customer service should you need to contact your bank about any part of your current account.
                                      For many of us the interest we can earn on the money we have sat in the bank is important, but there are other factors to consider here . The overdraft facility is to many people an attractive feature even if only for peace of mind. The interest rate on your overdraft is therefore worth considering. Other factors are things like the facility to withdraw funds from a cash machine, so you ask yourself which networked cash machines are near your home or workplace ? You may want to investigate what other "add ons" come with a current account, such as more favourable interest rates on your credit card if you also take a credit card from the same bank such as offered by Smile. A 24 transferable plus saver facility offering higher interest rates like Alliance and Leicester currently have.
                                       When  you do choose a new online current bank account provider the one thing we try to ensure here at Compare Best Online Current Account UK is that you will find you have chosen a reliable, and customer focused online provider. When you use a bank the one thing you want to feel is that your money is in trusted hands and that when you need to contact them, you can do so easily. There is no need in this day and age to accept a current bank account that pays little or no interest to you when you are in credit, and penalises you heavily if you are overdrawn for a month or two. 
                                        We hope you have found this website useful in your search for a current online bank account. We also hope that when you do make a choice over the best internet bank account for you that you apply via this website. Our aim here at Compare Ltd is to try and make the decision process over matters financial is a little less complex, and to ensure you are given a choice of leading online providers what ever you are looking for.

Many thanks for visiting us and happy banking ............

The Compare Team.    

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