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    Smile Online

Details On The Current Account By Smile.

Smile is the online only bank owned by the Co-operative bank. The Smile current account has been voted "best online current account" twice by Guardian and Money Observer readers. The Smile Current Account offers interest on your current account balance, low overdraft rates and has an ethical investment policy. Smile's boast is that 94% of their customers recommend smile to their friends.
 

 
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  • Interest rate - 3.00 AER Fixed until at least 04/01/2007
  • Overdraft details - Automatic £500 overdraft. No fees whatever the limit.
  • Overdraft interest rate - 9.9% AER
  • 24 hour support? - yes by email or phone
  • Other Information - An ethical policy: Smile will not  invest in organisations involved in anything from selling arms to oppressive regimes to genetic modification, or any country with a poor record on human rights.
  • Better rates on a Smile credit card 10.9% APR instead of 13.8% APR,
    4.00% gross AER on a Smile savings account.
    4.75% AER on the cash mini isa.
    Help changing bank accounts. Smile will change all of your standing orders for you

    **  AER stands for annual equivalent rate and illustrates the rate if it was paid and compounded each year

 

 

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To Go To The Smile Website And Apply
For An Online
Current Account

 

 

 

 

 

 

 


Click On The Links Below For Details Of The Current Accounts Offered By These Providers

Details Of The Smile Current Account
Smile Online Current Account

Alliance And Leicester Current Account
Details Of The Cahoot Current Account
Cahoot Online Current Account
 
  The Intelligent Finance Current Account
The Intelligent Finance Current Account
   

Best Credit Card UK......To Review And Apply Online For A Credit Card Click Here

Welcome to Compare Best Online Current Account UK. An online current account, or bank account is a popular and flexible way to manage your funds. You can have your salary paid into your account, transfer money, set up standing orders, pay bills and have all the features you would expect from a current account. To add an incentive to this all the banks featured on this website are offering you excellent interest rates on your money.
                                      For many of us the interest we can earn on the money we have sat in the bank is important, but there are other factors to consider here . The overdraft facility is to many people an attractive feature even if only for peace of mind. The interest rate on your overdraft is therefore worth considering. Other factors are things like the facility to withdraw funds from a cash machine, so you ask yourself which networked cash machines are near your home or workplace ? You may want to investigate what other "add ons" come with a current account, such as more favourable interest rates on your credit card if you also take a credit card from the same bank such as offered by Smile. A 24 transferable plus saver facility offering higher interest rates like Alliance and Leicester currently have.
                                       When  you do choose a new online current bank account provider the one thing we try to ensure here at Compare Best Online Current Account UK is that you will find you have chosen a reliable, and customer focused online provider. When you use a bank the one thing you want to feel is that your money is in trusted hands and that when you need to contact them, you can do so easily. There is no need in this day and age to accept a current bank account that pays little or no interest to you when you are in credit, and penalises you heavily if you are overdrawn for a month or two. 
                                        
Although just about every bank now pays you interest on your funds, all the banks featured here at Compare Best Online Current Account UK offer you high interest rates on your money, and excellent services tied into your account. They all offer secure log-ins for your internet bank access and of course, first rate customer service should you need to contact your bank about any part of your current account.
                                        We hope you have found this website useful in your search for a current online bank account. We also hope that when you do make a choice over the best internet bank account for you that you apply via this website. Our aim here at Compare Ltd is to try and make the decision process over matters financial is a little less complex, and to ensure you are given a choice of leading online providers what ever you are looking for.

Many thanks for visiting us and happy banking ............

The Compare Team.    

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